David and Josh are colleagues and friends united by a shared commitment to the Virginia Retirement System (VRS) community. Both are CERTIFIED FINANCIAL PLANNER™ professionals who run a wealth management practice, and since beginning their careers in 2009 and 2011, they have focused on helping VRS members prepare for a confident retirement—work that is both professional and personal, rooted in a family connection to public education.

Education runs through David’s family. His parents retired as school administrators in Northumberland and Lancaster County after a combined 62 years of service, and his grandmother, aunts, and sister have all served as Virginia educators. Josh shares a similar heritage, with several family members who built their careers as educators.

At retirement, state employees face major financial decisions—many complex and irrevocable. After seeing too many VRS members miss opportunities or make avoidable mistakes simply because they were unaware of their options, David and Josh co-founded planyourvirginiaretirement.com to take the guesswork out of the process.

Their goal is simple: to help as many VRS members as possible make informed decisions and retire with confidence.